The real estate market may ebb and flow, but what doesn't ever change is Kim Esposito's unwavering dedication to making your buying or selling dreams come true. Her abilities to think creatively, communicate quickly and effectively, and make deals happen are the reason her clients continue to come back after 20+ years of serving the Pittsburgh market.

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I work hard to stay educated and up-to-date with the best credentials in the real estate industry. ABR, AHWD, PSA, SES, SRES, and more!

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Kim Esposito

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Why Homebuyers Should Understand Debt-to-Income Ratio

Understanding your debt-to-income ratio when purchasing a home is essential, especially now that interest rates have risen. A debt-to-income ratio (DTI) measures how much of your monthly income goes toward debt payments. The Debt-to-Income (DTI) ratio is a revealing metric, indicating whether your debt aligns reasonably with your earnings. Striking a balance in debt obligations […]
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Pittsburgh Homeownership: Your Path to Financial Stability and Wealth Building

Pittsburgh homeownership is an avenue toward building wealth. Wealth building is simply increasing the net value of your total assets. Calculating your net worth is simple: Subtract the amount of money you owe (liabilities) from the value of your possessions (assets). There are two ways you can build your net worth through homeownership: Equity  Owning […]
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Understand the Benefits of a Home Warranty Protection Plan

Have you ever seen a for sale sign with a “home warranty protection plan included” rider? If so, you may wonder what a home warranty is and whether it’s worth it. There often needs to be clarity surrounding a home warranty and how it works. A home warranty protection plan is a service contract rather […]
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Understanding Homeowners Insurance for Your Pittsburgh Home

Pittsburgh home buyers must obtain a homeowner’s insurance policy when they obtain a federally backed mortgage to purchase their new home. There are two reasons you will want to purchase a policy for your Pittsburgh home.   To protect your possessions. To satisfy the mortgage lender’s requirements. If you are financing your home with a […]
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Four Benefits of Pittsburgh Home Ownership

There are many benefits to Pittsburgh homeownership. Homeownership has long been considered the American Dream. It can mean different things to different people. There has been a steady rise in homeownership since the 1900s. Let’s take a look at four benefits of Pittsburgh homeownership. Financial Benefits The most apparent benefits are financial benefits. A home […]
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How can you maximize on the value of your Pittsburgh home?

Can you maximize the value of your Pittsburgh home? Many homeowners are questioning this, especially now that the market is shifting from the unprecedented sales we have seen. However, the cooling market does not mean you can not sell your home for the best price. I have seen the market shift several times over my […]
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